Financing
Available Financing Options
Is the cost holding you back? You’ve got options. Start your project now and pay later with flexible payment options. Financing options are available on both fencing and outdoor playsets. Don’t put off your project. To apply, contact us today to discuss your project and financing needs.
Option One – Credit Card *
- 0% Financing for 21 billing cycles with approved credit
- Simple application process
- No annual fee
- Quick credit decisions
- Convenient monthly payments
- Apply online at www.mycardapply.com/hit652. Upon completion, notify Jennifer O’Neil at joneil@northstarbank.com.
Option Two – Standard Loan **
- Loans from $1,000 to $65,000
- Terms from 5 to 12 years
- Rates as low as 8.99%
- No penalties for early payoff
- Fast approval process in less than 10 minutes
*North Star Bank offers a Platinum Credit Card with 0% introductory APR applies to Purchases and is valid for the first 21 billing cycles. The 0% introductory APR applies to Balance Transfers made within 651 days of account opening and is valid for the first 21 billing cycles. The introductory rate does not apply to Cash Advances. Thereafter, the APR may vary and as of 06/19/25, the undiscounted variable APR for Purchases and Balance Transfers is 17.74% to 28.74% (based on your creditworthiness). The variable APR for Cash Advances is 31.24%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. The Foreign Transaction fee is 3% of each foreign purchase transaction or foreign ATM advance transaction. ExtendPay fee: A monthly fee not to exceed 1.6% of the original principal amount in an ExtendPay Plan or Card ExtendPay Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
**Risk-Based Traditional Installment Loans
**Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. Monthly payments vary from $11.37 to $29.03 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00.